Wealth structuring
Once we have a full understanding of your current financial circumstances, our wealth planners can help you structure your wealth in the most effective way to meet your financial goals. This can include managing your assets and financial affairs tax-efficiently to preserve your wealth.
Tax matters
Managing your affairs efficiently
Wealth structuring ensures you’re making full use of all the tax allowances, exemptions and reliefs available to you to preserve more of your wealth for the future.
We will explore tax-efficient investment options, such as ISAs and pensions if you’re based in the UK, and other structures such as offshore bonds, trusts and family investment companies. As an additional benefit, wealth structures can help to enhance financial security and succession planning for you and your family.
Get in touch today
Find out how we can help you. Call +44 (0)1624 645000 or email [email protected]
Retirement planning
Considering the tax implications is important when planning for success in retirement
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Building a retirement pot
UK pensions are a tax-efficient way to invest and save for your retirement as they provide a structured and effective savings vehicle which offers tax benefits.
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UK pensions in drawdown
It’s often worth drawing down from your other savings before your pensions, as they usually fall outside of your estate and are therefore exempt from UK inheritance tax. For this reason, they can also play a valuable part in your estate planning. Our wealth planners can help you make the most of your pension options and will also help you structure your wealth as a retiree to ensure you enjoy the long and comfortable retirement you planned for.
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Building a retirement pot
UK pensions are a tax-efficient way to invest and save for your retirement as they provide a structured and effective savings vehicle which offers tax benefits.
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UK pensions in drawdown
It’s often worth drawing down from your other savings before your pensions, as they usually fall outside of your estate and are therefore exempt from UK inheritance tax. For this reason, they can also play a valuable part in your estate planning. Our wealth planners can help you make the most of your pension options and will also help you structure your wealth as a retiree to ensure you enjoy the long and comfortable retirement you planned for.
Inter-generational wealth planning
How to ensure your loved ones benefit from your wealth
Whether it’s helping your children onto the property ladder or paying for grandchildren’s education. These choices raise questions about how you can pass on your wealth effectively, as early as possible and minimising your inheritance tax burden, where possible. Some options include:
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Lifetime gifting
Gifting during your lifetime is the most straightforward way to pass on your wealth, but it can mean a loss of control and protection.
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Setting up structures
Structures such as, trusts, family investment companies and family limited partnerships can allow you some control over how a gift is invested and how it should benefit your family.
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Life insurance
Whilst not specifically mitigating the inheritance tax burden, life assurance structured in the correct manner can be useful to pay any tax due, protecting more of your wealth for your beneficiaries.
Frequently asked questions
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Charitable giving
Setting up a structure for regular giving
For a more altruistic way to reduce the value of your estate and provide tax benefits, you could consider setting up a structure for regular gifting to worthwhile causes as part of your wealth plan.
Our wealth planners can advise on the most effective ways to set up regular charitable giving. As a charitable donor, you may benefit from UK tax reclaims you paid on your donation.
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Corporate social responsibility
Recognising the impact and taking action
We support projects that help reduce the impact we have on our local and global environment. We work closely with local charities to help improve the communities in which we operate and, more broadly, we partner with Ecologi to offset more than our collective carbon footprint puts back into the environment.
Related case studies
Read about more clients we have helped
We have helped countless clients with their financial needs – some straightforward, some complex. Our bespoke approach, where we really get to know our clients, allows us to offer solutions that other wealth planners and private banks aren’t able to.
Sustaining income after a divorce
Set for retirement
Start planning early
Relocating to the UK
Get in touch today
Find out how we can help you. Call +44 (0)1624 645000 or email [email protected]
OUR TEAM
Meet our team of dedicated professionals
Our teams are highly skilled and will help to understand your needs, giving you access to proactive help and efficiency through a single point of contact.
Find out more about our teams in the UK, Isle of Man, Jersey and Dubai here
Frequently asked questions