Our New Year opening hours

The bank will close at 5pm on Tuesday 31 December 2024 and will reopen on Thursday 2 January 2025.

Investment trading cut-off time:

Our dealing desk will close at 12:30pm on Tuesday 31 December 2024.

Payment cut-off times

Sterling payments within the UK:

• 11am on Tuesday 31 December for payments over £50,000
• 4pm on Tuesday 31 December for payments below £50,000
• Payments you make after the cut-off time will be processed for the value date of 2 January

Sterling payments outside the UK, and Euro and US Dollar payments:

• 11am on Tuesday 31 December
• Payments you make after the cut-off time will be processed for the value date of 2 January

Payments in other currencies:

• Payments you make after 12pm on 27 December will be processed for the value date of 2 January
• Payments you make after 12pm on 30 December will be processed for the value date of 3 January
• Payments you make after 11am on 31 December will be processed for the value date of 6 January

FX trading cut off-times

All currencies:

• 11am on Tuesday 31 December
• Returning to usual operating hours from 2 January

All times listed are GMT.

We wish you and your family a happy and prosperous 2025.