With bespoke lending solutions, you can borrow by securing against a range of investments or UK property – giving you the flexibility you need, without compromising on your long-term financial goals
We evaluate each loan individually, which means we can provide you with the most suitable solution. We take the time to understand your overall circumstances. Efficient and carefully considered decisions ensure that we keep your best interests at heart.
Our approach allows you to borrow against your own UK-based residence, second home or buy-to-let property, with fixed term and interest-only mortgages available. Or you can borrow against your international investments holdings. Loans can be in Sterling, Euros or US Dollars.
Lending since 1987, our approach looks at you and your £1million+ financial situation rather than your monthly pay cheque.
Each loan is reviewed individually to provide the most suitable solution for you in the short, medium and long term.
We offer competitive interest rates and fee structures that depend on our relationship with you, as well as the risks involved in the financing.
The use of our own balance sheet allows us to make consistent decisions over the long term, and provide support even during difficult economic times.
A couple with an extensive personal relationship with the bank, as well as business ties, sought to snap up a plot of land in a private land sale, with the seller giving us just two weeks to complete.
When a young couple found that their plans to buy a home extended their finances too far, we worked with the family to secure a solution that everyone was happy to proceed with.
A client of ours was keen to renew her interest-only mortgage, but a conversation with her private banker led to a different solution that helped her broader finances too.
If you are interested in becoming a client, please complete the form via the ‘become a client’ button below. Alternatively, if you are already a client, or if you have a question about how we help clients in particular circumstances, please use the ‘contact us’ button.
We will get back to you as soon as we can during office hours, which are Monday to Friday, 8am to 8pm (UK time), except for UK public holidays.
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