Helping a UK family put down roots in Dubai
A wealth planner, private bank and investment manager all-in-one.
Our client’s wishes
Mr and Mrs G had recently relocated to Dubai from the UK with their children. To help them settle, Mr G’s employer provided temporary accommodation, but as the family adjusted to their new lifestyle, they began looking for a place to truly call their own.
They soon found a property they loved and secured a pre-agreement with a local bank. All that remained was securing the deposit to move forward.
Our clients’ situation
Back in the UK, the couple owned a rental property with an existing mortgage. Their plan was to release equity from that property to fund the deposit, but their lender no longer supported clients based overseas, leaving them without a clear path forward.
That’s when their introducer got in touch with us.
We looked closely at their financial position, not just the numbers, but the context behind them. While their spending initially appeared high, we recognised that much of it was business-related and could be excluded from affordability calculations. We also recognised that moving into a permanent home would naturally lead to a shift in their spending habits.
From the outset, we focused on making the process smooth, transparent, and efficient. Within just 10 working days, we progressed from initial discussions to full mortgage approval and valuation instruction.
Our clients’ outcome
From the outset, we focused on making the process smooth, transparent, and efficient. Within just 10 working days, we progressed from initial discussions to full mortgage approval and valuation instruction.
We arranged a £600,000 mortgage – £300,000 to refinance their UK property and £300,000 to fund the deposit. Throughout, we provided tailored illustrations and a clear recommendation, ensuring the couple felt informed and supported at every stage.
They were delighted, not just with the outcome, but with how seamless the experience felt. They told us they appreciated the clarity, the pace, and the way we kept everything moving without pressure.
Looking ahead, they’ve shared plans to invest in more UK property and we’re looking forward to helping them take those next steps.
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Any examples of investments and structures used are for illustrative purposes only. This case study does not constitute an invitation or inducement to buy any financial investment or service. None of the content constitutes advice or a personal recommendation. Individuals should seek professional advice, based on their jurisdiction and personal circumstances, before making any financial decision.
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