A Lombard Loan solution for a time-sensitive property investment
A wealth planner, private bank and investment manager all-in-one.
Our client’s wishes
We worked with a UK-based client who had recently set up a family investment company. The company held an investment portfolio with us and needed a loan facility. The funds were intended to be lent to a related company connected to the ultimate beneficial owner (UBO), to support a property purchase and land development project. Their goal was to improve the company’s balance sheet and provide liquidity to move the project forward.
Our clients’ situation
Using our Lombard loan facility – which allows borrowing against investment portfolios on Nedbank Private Wealth’s platform up to a 50% loan-to-value ratio – we carefully reviewed the client’s portfolio. It met all the necessary criteria, and we confirmed the case was eligible for lending.
The UBO, who is also the director and shareholder of the connected company, showed a strong financial position. To further support the loan, the UBO also provided a personal guarantee backed by their income and the cash reserves of the connected company.
The client was working to a tight deadline, with the development project due to start in the coming weeks. We understood the urgency and made sure all steps were completed quickly and in line with our requirements.
As part of the process, we reviewed and confirmed the loan agreement between the family investment company and the connected company. This helped make sure the transaction was structured correctly and that the flow of funds was clearly defined. With everything in place, we were able to provide the financial support needed, right on time.
We worked with a UK-based client who had recently set up a family investment company.
Our clients’ outcome
Thanks to our proactive approach, the client had a smooth and first-class experience. They received £1,250,000 through the facility and highlighted their appreciation at our speed, transparency, and support throughout the process.
By helping them meet their deadline and move ahead with their development plans, we were able to showcase our commitment to delivering flexible, dependable, and client-focused solutions.
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Contact
Get in touch with a member of our team to find out how Nedbank Private Wealth can help you achieve your financial goals and objectives.
Email our credit specialists directly at [email protected] or call +44 (0)1624 645000 to speak to our client services team.
Any examples of investments and structures used are for illustrative purposes only. This case study does not constitute an invitation or inducement to buy any financial investment or service. None of the content constitutes advice or a personal recommendation. Individuals should seek professional advice, based on their jurisdiction and personal circumstances, before making any financial decision.
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We have helped countless high-net-worth clients with their financial needs – some straightforward, some complex. Our bespoke approach, where we really get to know our clients, allows us to offer solutions that other wealth planners and private banks aren’t able to.
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