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Expatriate living

An expats guide to lending, for international clients

October 18th, 2024.
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Looking for tailored lending solutions for living abroad and investing in UK property?

Our Head of Private Banking Middle East and Asia, Andrew Bates, and our Credit Specialist Chiraag Patel consider:

What are the latest trends in UK property purchases by international clients?
Why are more expats taking advantage of favourable currency rates, and how are personal and investment property interests evolving?

How are lending options adapting to the changing needs of clients?
What’s driving younger clients to seek flexible loan-to-value (LTV) ratios, and why are wealthier clients focusing on strategic borrowing and tax planning?

Watch the full video below:

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Author

Andrew Bates

Andrew Bates

Head of Private Banking, Middle East , Dubai

Andrew has over 32 years’ banking experience and joined us from Lloyds TSB in Miami where he was responsible for providing banking and investment services to clients in Latin America and the Caribbean. He initially joined the bank’s Isle of Man office in 2004, and following secondments in the South Africa and London offices, he moved to the UAE in 2013.

Based in Dubai, Andrew is primarily responsible for the bank’s international growth in both the private client and intermediary sectors in the Middle East & Asia. He is a Chartered Member of the Chartered Institute for Securities & Investment and graduated from the London Business School with an Executive MBA. Andrew also has full STEP membership, qualifying him as a Trust and Estate Practitioner.

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