A bespoke service – internationally
We have extensive experience in providing lending solutions to clients around the world, often high net worth individuals with complex financial affairs. Our international expertise can help expat and foreign national clients who are choosing to move to or invest in the UK.
International living understood
We work with clients around the world to grow their property portfolio
Our bespoke approach to lending gives you the flexibility you need and supports your long-term financial goals.
Each loan is reviewed individually by our expert mortgage advisers to provide the most suitable solution for you in the short, medium, and long term – no matter where in the world you live, work, or invest.
Our approach allows you to borrow against a residential or investment property located in the UK, Jersey, or the Isle of Man. This can be a second home or buy-to-let property, with fixed term and interest-only mortgages available. Or you can borrow against your international holdings. Loans can be in Sterling, Euros or US Dollars.
Looking to invest in UK property?
Get in touch today to discuss how we can help. Call +44 (0)207 002 3600 or email [email protected]
Buying in the UK
If you live or work abroad, you may want to get on the UK property ladder.
-
What is an Expat mortgage?
Expat mortgages are for people who no longer live in the UK, or who have recently moved back after spending an extended amount of time living in a different country.
-
Helping you through the process
A lack of UK credit history and a foreign currency salary could mean lenders classify you as high risk and they won’t offer you a mortgage. We have extensive experience in helping people just like you buy property in the UK, and our experienced advisers can guide you through the full process.
-
What is an Expat mortgage?
Expat mortgages are for people who no longer live in the UK, or who have recently moved back after spending an extended amount of time living in a different country.
-
Helping you through the process
A lack of UK credit history and a foreign currency salary could mean lenders classify you as high risk and they won’t offer you a mortgage. We have extensive experience in helping people just like you buy property in the UK, and our experienced advisers can guide you through the full process.
Meet the team
Lending specialists to help you at every stage
-
Chiraag Patel - Senior Credit Specialist
A senior-level expert with over 18 years’ experience advising high net worth clients on property finance. Chiraag holds a Certificate in Mortgage Advice and Practice.
Click here to view Chiraag’s profile.
-
Bruce Radbourne - Credit Specialist
Extensive experience as a lending specialist with a focus on private client relationships and the mortgage intermediary market.
Click here to view Bruce’s profile.
Frequently asked questions
Nedbank Private Wealth
Can you help both UK and internationally mobile expats?
Can I get a buy-to-let mortgage if I live abroad?
Can I borrow against a property in another country?
Are loans only in sterling?
Property eligibility
Important information to know
The property
- First legal charge only.
- Purchase or re-mortgage of, or further advance against, a primary residence, second home, or buy-to-let.
- Residential or investment property located in the UK, Jersey, or the Isle of Man.
- Residential property must be habitable and occupied by the client and/or a close relative.
- Investment property must be habitable, or let out on an acceptable tenancy.
- No houses of multiple occupancy (HMOs) accepted.
- No working farms, no short-leasehold (up to 80 years), no high rise, no development finance for new-builds or otherwise non-standard or higher risk properties.
You may also be interested in
Read more about the range of services you can choose from
What our clients say
Loan terms and charges
About our loans
- Fixed Rates: Loan size £500,000 to £5,000,000
- Floating Trackers: Loan Size £500,000 to £10,000,000
- Larger Loans may be available on request and priced on a case-by-case basis
- Fixed rate – only available on an interest only basis
- Arrangement fee 0.5% of the loan
- Maximum loan to value: 75% (dependent of property value, property use, structurestructure, and location)
- Early repayment charges apply to fixed rate loans
- Applicant pays for the valuation instructed by Nedbank Private Wealth. They may pay an additional sum for a homebuyer or full surveysurvey.
- Applicant pays the solicitor’s fee. For properties valued below £2m, Nedbank Private Wealth can use the applicant’s solicitors, if appropriate.
Applications / enquiries over £10m will be considered on an individual basis.
Related case studies
Read about more clients we have helped
We have helped countless clients with their financial needs – some straightforward, some complex. Our bespoke approach, where we really get to know our clients, allows us to offer solutions that other wealth planners and private banks aren’t able to.
Long-term support via borrowing
Leveraging the family relationships
Two weeks to snap up prime land
Looking to move to the UK?
Call us today on +44 (0)207 002 3600 or email [email protected]
OUR TEAM
Meet our team of dedicated professionals
Our teams are highly skilled and will help to understand your needs, giving you access to proactive help and efficiency through a single point of contact.
Find out more about our teams in the UK, Isle of Man, Jersey and Dubai here
Frequently asked questions