Tips for preparing your investments for 2026

When you are preparing your investments, any changes introduced in the new tax year will be an important consideration. Many countries, including the UK, introduced tax changes from April 2026, so now is a good time to review how these tax changes could impact your investment strategies.

There have also been regulatory changes and other factors influencing global and domestic economies. Reviewing your investment structures against these factors is essential for making timely adjustments. Here are some tips for preparing your investments:

Review your current investment position

The starting point is to review your current investment position with your private banker. They will start by gathering all your information regarding asset performance, risk exposure and asset allocation. For example, this involves assessing asset performance against relevant benchmarks such as the FTSE 100 in the UK.

Your private banker will also help you analyse your risk exposure and if risk levels have increased, may look at new investment diversification options to manage risk more effectively.

Plan for market, tax and regulatory changes

As part of the review, your private banker will also look at the recent tax and regulatory changes impacting your assets. For example, in the UK, inheritance tax changes have impacted family businesses and estate planning. You might want to seek professional advice to identify more tax-efficient investment strategies. At Nedbank Private Wealth, we don’t offer tax advice but we do work closely with our clients’ advisers to ensure the most efficient service.

Inflation rates have been impacted by the recent Middle East conflict, so many high-net-worth individuals are looking at adjusting investment strategies to minimise the risk exposure of these events.

In the UK, interest rates were forecast to continue to fall throughout 2026 but there is a much more cautious approach now expected. The economic outlook has shifted and there is a lot of uncertainty, so a balanced and adaptable investment portfolio is particularly important in the current economic climate.

Refine your strategy with professional oversight

If you have a complex investment structure with multi-jurisdictional rules to comply with, preparing your investments for the year ahead can involve a huge amount of work and research.

At Nedbank Private Wealth, we provide professional oversight to clients to refine investment strategies based on all the relevant variables including economic outlook, regulatory changes and geopolitics.

We perform ongoing reviews to advise clients on the latest market risks and recommend optimal rebalancing strategies that align to their unique goals. If you would like to find out more about our services and how we can support you in preparing your investments, contact us today.