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The power of borrowing in a wealth plan

Watch our 30 minute webinar to understand the changing UK lending landscape, what options are available to high net worth borrowers, and the considerations and potential pitfalls of borrowing to keep in mind.
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Published 15 October
30 mins

Governments, corporations and other institutions often routinely borrow as part of the management of their affairs. However, the potential advantages of borrowing are often overlooked by private clients. Suitable levels of borrowing can be an integral part of the financial and life planning process, but many wealth managers do not have the experience or in-house capabilities to provide the right advice and services.

In addition, the past five years have seen a raft of changes and innovation in the private client lending space, and it can be difficult to keep abreast of the current opportunities.

Whether it’s a mortgage on a home or investment property, an investment-backed loan to provide liquidity, or for succession planning, having access to the right type and quantum of borrowing, over an appropriate time frame, is crucial to any robust wealth plan. In the right circumstances, it can support your short, medium and longer-term goals and aspirations.

John Williams, head of wealth planning, joined Colin Campbell, private banker and lending adviser, in a conversation moderated by Karen Bennett of the marketing team, to explore the changing lending landscape, the options available to high net worth borrowers and the considerations and potential pitfalls to keep in mind.

about the presenters

John Williams

John Williams

John heads up the wealth planning proposition for the international business. He works with clients and their families, in tandem with their professional advisers, to ensure they have a clear financial plan in place to achieve their financial objectives. Working in partnership with our teams of private bankers, he integrates the benefits of wealth planning alongside our broader wealth management and wealth structuring capabilities.

 

John has over 25 years of advisory and management experience, working for global organisations providing solutions to a wide variety of UK and international clients. He joined from Credit Suisse UK where he was head of wealth planning for five years. He has also held similar senior roles at Barclays and UBS.

Colin Campbell

Colin Campbell

Colin joined Nedbank Private Wealth’s London office in 2010 after 15 years with Barclays, working within its retail, commercial and wealth management divisions. He acts as a trusted adviser to a select group of high-net-worth clients, which includes private individuals, professional intermediaries, companies and trusts. Colin provides his clients with a tailored and holistic private banking service, offering integrated banking, lending, investment management and fiduciary services.

 

He is a Chartered Wealth Manager and a Chartered Fellow of the Chartered Institute for Securities & Investment.

Karen Bennett

Karen Bennett

Karen joined the marketing team at Nedbank Private Wealth in 2019, and is based out of the London office. She brings to the table over 20 years of marketing and public relations experience in financial services in Asia, Europe and the UK.

 

Primarily focusing on the development and distribution of articles, insights and webinars to existing and prospective clients for the bank, Karen is also in charge of digital marketing. She holds a B.A. (Hons) in Business Administration from the UK and a Diplombetriebswirt from Germany.

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Remember, remember… on 5 November 2020: 12 questions answered on the London property market

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