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The power of borrowing in a wealth plan

Watch our 30 minute webinar to understand the changing UK lending landscape, what options are available to high net worth borrowers, and the considerations and potential pitfalls of borrowing to keep in mind.
Published 15 October
30 mins

Governments, corporations and other institutions often routinely borrow as part of the management of their affairs. However, the potential advantages of borrowing are often overlooked by private clients. Suitable levels of borrowing can be an integral part of the financial and life planning process, but many wealth managers do not have the experience or in-house capabilities to provide the right advice and services.

In addition, the past five years have seen a raft of changes and innovation in the private client lending space, and it can be difficult to keep abreast of the current opportunities.

Whether it’s a mortgage on a home or investment property, an investment-backed loan to provide liquidity, or for succession planning, having access to the right type and quantum of borrowing, over an appropriate time frame, is crucial to any robust wealth plan. In the right circumstances, it can support your short, medium and longer-term goals and aspirations.

John Williams, head of wealth planning, joined Colin Campbell, private banker and lending adviser, in a conversation moderated by Karen Bennett of the marketing team, to explore the changing lending landscape, the options available to high net worth borrowers and the considerations and potential pitfalls to keep in mind.

about the presenters

John Williams

John Williams

John heads up the wealth planning division for the international business. He works with clients and their families, in tandem with their professional advisers, to ensure they have a clear wealth plan in place to help them achieve their financial and lifestyle objectives. Working in partnership with our teams of private bankers, he integrates the benefits of wealth planning alongside our broader wealth management and wealth structuring capabilities.

 

John has over 25 years of advisory and management experience, working for global organisations providing advice and solutions to a wide variety of UK and international clients. He joined from Credit Suisse UK where he was head of wealth planning for five years. He has also held similar senior roles at Barclays and UBS.

 

John is a Chartered Financial Planner, a Fellow of the Personal Finance Society and is a full member of the Society of Trust and Estate Practitioners (STEP).

Karen Bennett

Karen Bennett

Karen joined Nedbank Private Wealth in 2019 and is based out of the London office. She brings to the table over 23 years’ experience in financial services in Asia, Europe and the UK, primarily in investment and wealth management.

 

Karen works with the private banking teams to identify trends in wealth management and develop initiatives to help private clients understand the opportunities for their wealth, as well as the hurdles. She also works with the company’s network of finance, fiduciary and advisory professional partners to introduce our services and ensure Nedbank Private Wealth is seen as the provider of choice for high net worth individuals and their advisers.

 

Outside of work, Karen is on the management board of Women in Banking & Finance UK, an ambassador for Insuring Women's Futures and a member of the board of trustees for International Children's Trust. Karen holds a business degree earned in Germany and the UK.

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